Car loan conditions
Being independent from public transport, being able to get to any place at any time, confidence and prestige – this is what you get having your own car. And now you can easily buy one with “UkrSibbank” car loan package “Your Star Status”. You can choose loan repayment schedule and your insurance rate by yourself when applying for a loan! So stop giving profit to taxi-drivers! It is time your dreams came true!
“Star Status” Loan Conditions
The maximum car loan terms:
- for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup, “Cherry”, “Great Wall”, “Geely” brands – 7 years;
- for cars of CIS and Chinese lineup (but for cars of “Tavria”, “Slavuta”, “Cherry”, “Great Wall”, “Geely” lineup) – 5 years;
- for “Tavria”, “Slavuta” – 3 years;
- for motorcycles – 3 years.
Down payment
- 10% - for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup, “Cherry”, “Great Wall”, “Geely” brands costing more than USD 20 000;
- 15% - for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup, “Cherry”, “Great Wall”, “Geely” brands costing up to USD 20 000;
- 15% - for cars of CIS and Chinese lineup (but for cars of “Tavria”, “Slavuta”, “Cherry”, “Great Wall”, “Geely” lineup);
- 30% and more – for “Tavria”, “Slavuta”;
- 30 % and more – for motorcycles.
Loan repayment schedule – annuity or principal repayment in equal installments.
Loan security – the vehicle bought on loan.
Minimum interest rates.
Standard repayment schedule:
- 14% per annum on USD loans;
- 13% per annum on EUR loans;
- 9.99% per annum on CHF loans;
- 20.9% per annum on UAH loans.
Annuity repayment schedule:
- 13.5% per annum on USD loans;
- 12.5% per annum on EUR loans;
- 9.49% per annum on CHF loans;
- 20.4% per annum on UAH loans.
If the down payment floats:
- from 30% to 49% - interest rates are decreased by 0.5% per annum;
- from 50% and more - interest rates are decreased by 1.0% per annum.
JSCIB “UkrSibbank” plastic salary cardholders can apply for a loan under any loan program for individuals getting an interest rate decreased by 0.7 % per annum on UAH loans and by 0.5 % per annum on currency loans.
Client’s expenses when being granted a loan:
- One-time fee for granting of a loan equals 2% of transaction amount, irrespective of currency;
- Fee for funds transfer to a car showroom, %: 0.5% of loan amount (minimum UAH 50, maximum UAH 250);
- Fee for opening of a current account: UAH 30;
- Car insurance – starting from 5.5%.
Monthly service fees are not charged;
No restrictions or penalties at premature loan repayment.
No need of certifying security agreement by a notary.
The list of documents to be supplied to the bank to apply for a car loan:
A borrower supplies:
- Passport and Individual Tax Payer Number Certificate;
- Invoice on a car issued by a showroom;
- Income statement for the last 6 months issued by the employer (standard form);
- For private entrepreneurs: State Registration Certificate, financial statement or declaration for the last 2 quarters.
The bank can request to supply additional documents.
We are waiting for you. Our team will help you solve your problems at any time most convenient for you.
For further information call: 8 800 5005 800 (calls nationwide are free of charge)
