Car loan conditions

Independence from public transport, opportunity to reach any place any time you wish, confidence and prestige are the benefits you get while driving your own car. And now it is dead easy to purchase a car by taking advantage of “You Star Status” lending program by “UkrSibbank”. You may select the repayment schedule and insurance rate by your own! Stop flagging a taxi! It’s time your wishes came true!

Lending terms of “Star Status” Program

Maximum lending terms for car purchase:

  • for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup, "Chery", "Great Wall", "Geely" brands – 7 years;
  • for cars of CIS and Chinese lineup (except "Tavria", "Slavuta" and “Chery", "Great Wall", "Geely" lineup) – 5 years;
  • for "Tavria", "Slavuta" – 3 years;
  • for motorcycles – 3 years.

Down payment:

  • 10% - for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup, "Chery", "Great Wall", "Geely" brands priced at more than USD 20 000;
  • 15% - for cars of foreign manufacture (including those assembled in Ukraine) and of the Chinese lineup,"Chery", "Great Wall", "Geely" brands costing up to USD 20 000;
  • 15% - for cars of CIS and Chinese lineup (except "Tavria", "Slavuta" and “Chery", "Great Wall", "Geely" lineup);
  • 30% and more - for "Tavria", "Slavuta" cars;
  • 30% and more - for motorcycles.

Loan repayment schedule – annuity or principal repayment in even installments.

Loan security – the vehicle purchased on loan.

Minimum Interest Rates.

Standard and annuity repayment schedules:

  • 30% p.a. for loans in USD;
  • 30% p.a. for loans in EUR;
  • 30% p.a. for loans in CHF;
  • 30% p.a. for loans in UAH.

Client’s expenses at loan rendering:

Fee for funds transfer to a car showroom, %:

  • 0.5% of loan amount (min. UAH 50, max. UAH 250);
  • Fee for current account opening: UAH 30.
  • Car insurance – starting from 5.5%;
  • No monthly fees for loan servicing.
  • No restrictions or penalties at early repayment.
  • No need to notarize security agreement.

The list of documents to be supplied to the Bank to apply for a car loan:

A borrower supplies:

  • Passport and Individual Tax Payer Number Certificate;
  • Invoice on a car issued by a showroom;
  • Income statement for the last 6 months issued by the employer (standard form);
  • For private entrepreneurs: State Registration Certificate, financial statement or declaration for the last 2 quarters.

The Bank may request to supply additional documents.

We are waiting for you. Our team will assist you in solving your problems at any time convenient for you.

You can also fill out car loan application here and get the answer within 1 hour.

For further information call: 8 800 5005 800 (calls nationwide are freeofcharge)